Cave Creek Townhomes & Condos For Sale
Attached product — townhomes, condos, and villa-style patio homes — makes up the most affordable segment of the Cave Creek real estate market. The majority is concentrated in Tatum Ranch, the 85331 zip code's master-planned community of 3,400+ homes on roughly 1,500 acres along Tatum Boulevard. Prices start in the $400Ks, well below Cave Creek's foothills custom home tier, with Cave Creek Unified School District (B+ Niche rating, ranked among Arizona's top 30) serving every property in the zip code.
Where to Find Attached Product in Cave Creek
Tatum Ranch contains most of Cave Creek's condo and townhome inventory across several distinct sub-communities. Terra Vista Condos is a gated condominium community within Tatum Ranch, with units typically in the $400K–$550K range. Tatum Village at Tatum Ranch is a gated townhome community built 1992–1996 with sizes from 1,454 to 1,996 sq ft and HOA dues currently in the $260–$385/month range — dues include pool, spa, and two tennis courts. Dove Valley Ranch also has condos within its master-planned golf community, some with mountain, lake, and golf course views. Rancho North Condominiums is another Tatum Ranch gated condo option.
What to Evaluate Before You Write
HOA dues and structure deserve close attention in Cave Creek's attached product. Tatum Ranch has two layers: the master community HOA (covering common area maintenance, community events, and amenities) and a sub-HOA for each gated enclave with its own CC&Rs, reserve funds, and enforcement. Request both sets of documents and the most recent reserve study before going under contract. FHA and VA approval status varies by community — Tatum Village carries both FHA Approved and VA Approved project status, which expands the buyer pool and matters for resale.
For units with golf course adjacency, confirm whether membership is required, optional, or separate from the HOA structure. Tatum Ranch Golf Club membership is separate from HOA dues. Dove Valley Ranch Golf Club is a public course, so no club membership is required to live there.
Key Takeaways
- Townhomes and condos in Cave Creek start in the $400Ks — the most affordable entry to the 85331 zip code and Cave Creek Unified School District.
- Most attached product is in Tatum Ranch. Read both the master HOA and the sub-HOA CC&Rs before writing — they each carry independent rules and dues.
- HOA dues in Tatum Ranch townhome/condo communities typically run $260–$385/month; confirm what is included (pool, tennis, landscaping) for any specific unit.
- FHA and VA project approval varies by sub-community. Confirm for any specific building if financing type matters.
- Golf club membership (Tatum Ranch Golf Club) is a separate cost from the HOA. Dove Valley Ranch Golf Club is public — no membership required.